Testing your code

Anchor provides a testing environment for the payment gateway and we require that users perform some initial testing before switching over to the live payment gateway system.

Please file a support request to get your test environment set up if you would like to integrate your code with the Anchor Payment Gateway (APG).

When testing your payment gateway code, it is important to check that your code will deal with any error code that APG may return. A full list of the response codes can be found on the APG Response Codes page.

When connected to the testing environment, you can use the purchase amount to control which error code you will get back; the cents part of the amount will be returned as the response code. Note that this is a behavior specific to the testing environment.

$/!\$ When using the test payment gateway you can not use an arbitrary product value.

$/!\$ You should test that your code behaves sensibly in all of these cases before accepting real payments.

Test Credit Card Numbers

The testing gateway will accept any valid credit card number & current expiry date.

No charges will ever be made to the card used. However you can use the following test card numbers.

$/!\$ The test gateway does not support American Express card numbers for testing.

Card Number	Expiry	Card Type
5105105105105100	1219	Mastercard
4012888888881881	1219	Visa

Purchase Values & Response Code Table

Amount	Response code	Response Summary	Meaning
10.00	000	APPROVED	The transaction was successful.
10.02	198	DECLINED	Declined for other reasons, in this case the upstream gateway indicates refer to card issuers special conditions.
10.03	101	DECLINED	Invalid merchant. The merchant details we have are incorrect. If you ever see this on the live gateway please contact anchor support.
10.08	000	APPROVED	The transaction was successful.
10.13	106	DECLINED	Transaction was declined due to an Invalid transaction. This is the response from our upstream gateway provider.
10.14	102	DECLINED	Invalid card details, check the card number or expiry values.
10.19	107	DECLINED	Transaction failed, please retry.
10.33	102	DECLINED	Invalid card details, check the card number or expiry values.
10.34	105	DECLINED	Suspected fraud or reported lost/stolen card.
10.41	105	DECLINED	Suspected fraud or reported lost/stolen card.
10.43	104	DECLINED	Stolen card.
10.51	103	DECLINED	Insufficient funds available.
10.64	106	DECLINED	Invalid order details. Is the order code unique? Check APG XML-RPC Guide